Did you ever wonder how good your credit rating was?
There are all those ads on TV for free credit scores...or not free credit scores and I must admit, I did wonder a little.
I used to pay all the bills around here. Then husband retired from his real job and he took over the finances with a much bolder stroke than I ever would. I used to pay bills in full except sometimes for the credit cards. I always paid more than the minimum amount, but I had to guarantee I'd have some money left in the kitty to be able to, oh, I dunno, buy food.
So I involuntarily gave up my position as bill payer. I thought my credit score would then become non-existent.
I was wrong.
So, today whilst signing some 40 papers put in front of me, I saw my credit score. Mine! Mine alone!
And it was very good.
I think it's pretty much bunk.
When I got sick, I couldn't be depended upon to do math of any kind, so I didn't play with the check book. There was a time when I couldn't sign my name legibly.
Now that I'm sort of better, my hands still do not always cooperate when it comes to my signature. I don't use credit cards. I pay for groceries from a debit thing and sign on that little machine thing.
That's about it.
Haven't written a check in a long time. So how can I have a credit score?
Ah, sweet mysteries of life!